Credit Report Errors

Is there incorrect information in your credit report?  Is there information in your credit report that’s so old it should have disappeared? Have these credit report errors affected your ability to get a loan or a credit card?  Did the credit bureaus or the company reporting the information not do anything when you let them know what was wrong?

You Have the Right to an Accurate Credit Report

If any of this sounds familiar, you may be able to sue under a federal law called the Fair Credit Reporting Act (“FCRA”). Under the FCRA, you have a right to an accurate credit report free of errors, mistakes, or inaccuracies. The three major credit bureaus (Experian, TransUnion, and Equifax), plus any companies reporting information about you, have a duty to investigate any errors you tell them about. If they don’t investigate, don’t conduct an inadequate investigation, or investigate but don’t correct the errors, you might have claims.

Credit Report Errors are More Common Than You Think

Credit report errors are more common than you think.  According to a 2013 study by the Federal Trade Commission, some 20% of Americans have errors on their credit reports.  Errors can happen for many different reasons, including mistaken identity, identity theft, or the resale and re-reporting of old accounts.  Whatever the cause, errors on a credit report have serious consequences.  Incorrect and negative reporting can result in loans being denied, higher interest rates, or the denial of a needed security clearance.

Fix Your Credit Report Errors Today

Call the Law Office of Emily Gomez today at (412) 378-5854 to learn more about how we can help.  You are entitled to an accurate credit report by law, and if a company or credit bureau refuses to fix a problem we will go to bat for you.  In the meantime, check and see if your credit report has errors by going to   If you have a clear-cut case, the credit bureaus or reporting agencies will pay both you and your legal fees! Don’t delay – call now.

Phone: (412) 378-5854
Pittsburgh, PA 15218
2011 Noble Street, Suite 201